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How To Eliminate Credit Card Debt

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Jun 192020
 

This simple method for eliminating credit card and other debt worked for me and it worked for the friends I told about it.

Some people already know that some of the reasons why we get into debt are because:

1) We don’t budget.

2) We spend more than we make (Most people spend 10% more than they earn, no matter how much they earn).

This simple method just might be what you are looking for to overcome these two problems.

I tried making a budget once. It didn’t work at all. The problem with a budget is that it works for a little while and then there is always that BIG payment for the car or insurance or an unforeseen need. And then the whole budget is blown out of the water.

So I decided to treat myself as a business. Which is something that everyone should do. In a business, money comes in and money goes out. Same with you.

All businesses should have a cash flow chart. This can be done on an excel spread sheet. I have made up a basic one for your to copy and modify for your own circumstances.

Here is an excel spreadsheet for you to use at http://www.relfe.com/A06/Eliminate_credit_card_debt.xls. This is a Microsoft Excel Spreadsheet. You will need a spreadsheet program that will read the Microsoft Excel Spreadsheet format to use it. We advise to use the FREE alternative to Microsoft Office (the same as the French government is using) called Open Office available from www.OpenOffice.org.

Download it to your computer. Then do the following:

1) Change the dates which currently read “week 1”, “week 2” etc. to the dates that you get paid on. If you get paid monthly, then these will be one date for each month.

2) Where it says “Income 1” replace that with the name of where you get your first source of income from. If you have more than one source of income, write those names where it says “Income 2”, “Income 3”.

3) Write the amount that you receive as income in the appropriate cells for the appropriate dates. eg in C2 write 400.00 if you get paid $400.00 on that date.

4) Where it says “credit card 1”, “credit card 2” etc., replace those words with the names of the different credit cards and other debts you have.

5) Have a look at the list of expenses. Customize it to your own needs. Delete what words you don’t need. Add what I have left out. (eg delete “cable tv”).

6) Write the amount that you will spend as expenses in the appropriate cells for the appropriate dates. (eg write the amount of your rent/mortgage in C13).

7) Add up the total amount that you were charged for interest last month. Estimate what you will have to pay for next month. Write those figures in the appropriate cells for “Total monthly interest on credit cards.” (eg write 50.00 in C42 if you were charged a total of $50.00 interest).

8) Work out how much you have now. Your total is cash you have minus what you owe. The total may be a “minus” number. Write that number in the green box B43.

9) By now all figures should be in and you will be able to see how much money or debt you will have by Week 15 by looking at the Running Balance row.

10) Now if your total balance by Week 15 is not as good as you would like it to be, see what changes you can make. Delete some purchases. Move the date for some purchases to a later date.

11) Note that there are automatic formulas that work out the totals and balances for you. Keep an eye on those formulas to make sure they are always correct!!! If you change something, make sure the formulas are still correct! I have written the current formulas and what they are at the bottom of the spreadsheet in case you need to put them in again.

Now, PRINT IT OUT.

Put it in your wallet. Before you spend a cent, you must be able to see where you can write that amount on your spreadsheet, if it is not already accounted for.

The advantages to a cashflow spreadsheet are many:

1) The first rule for getting out of any mess, or for improving your present lot is to face the truth of where you are at at the moment. For many people, it is quite terrifying to add up what they owe and what interest they pay each month. And then work out how much interest they will pay in a year. But that is the first step towards getting you free.

2) It enables you to plan many months ahead for those big payments so that when they arrive, you are ready for them (eg Christmas).

3) It helps you do the most important thing of all for getting out of debt and staying out of debt. It’s called “delayed satisfaction”.

With this system, you have to find the money on your spreadsheet BEFORE you spend the money. Most people just spend the credit and then worry later about how they are going to pay for it.

With this system, you have to put it into the spreadsheet FIRST.

You will find that what then happens is that you have to delay it a bit, and then maybe delay it a bit more, and then maybe a bit more. Often, by then, you will have decided that you don’t really need it after all.

Do you know one of the main reasons why people spend? To remove pain. Not just physical pain, but also emotional pain. When someone is feeling down, they may feel better spending money on new clothes, toys, household stuff, travel, etc. So if you have a rule that you HAVE to see where that purchase fits in on the spreadsheet before you spend, then often the ‘need’ for the purchase will have gone by the time that time arrives.

3) Because all of the things that are important to you are written down, the thing that you think you want to buy becomes less important, because you are reminded of the things that really count like rent, mortgage, education, savings for your financial freedom etc.

4) You learn to appreciate the value of money more and more. Eventually starting to put money in your “savings/investment” area becomes more important.

5) You really begin to appreciate what a waste it is to pay interest to someone else and really knuckle down to do what you have to do to stop paying it.

Most people spend more than 10% of what they make, no matter how much they make. In the book “The millionaire next door” he tells of a couple who are broke and desperately need money who earn $700,000 a year!!!!

While you are working on ways to reduce your spending, remember, one of the easiest ways to get out of money is to make more money. You may be surprised to find that there is someone out there willing to pay you more money than you are making right now for an even better job than you have right now. (That happened to me and has happened to others).

The important thing is what you get to KEEP. You need that to invest for your future. Because most people save zero, that means most people are earning $0.00, no matter what their salary.

Most people think that having a second job is not worth it because they will make only a few extra dollars. However, if you get a second job and actually get to KEEP $20 a week, then you are earning a lot more than someone who has a larger salary but actually gets to keep $0.00 at the end of the month.

If you have a job that requires you to keep up an expensive appearance with fancy clothes, car etc., you may find that you really make more living in a cheaper area doing something that lets you wear jeans and t-shirt. I was told that in Sydney, Australia, more of the many fancy boats which you can see around Sydney are owned by plumbers and electricians than by professional people like lawyers.

And always remember the true cost of any item you buy. Taxes! If you buy something for $50, you might have to actually earn $80 and pay the taxes on $80, to have enough left over to spend $50!. Things are MORE expensive than they seem. YOU are a business. So cut costs! And increase your cashflow. Work more hours, get a higher paying job, Sell things on eBay, Open a flea market business, etc! Read about the “Law of Yucky”.

Any questions or problems with this spreadsheet, please email me so that I can make this as useful for others as possible.

DISCLAIMER: No guarantee is made as to the accuracy of this spreadsheet or that there are no errors in it. The author of this article is not responsible for any errors in this spreadsheet or article or for any results that arise from using them. Use at your own risk.

Copyright ©: Stephanie Relfe – 2006

Permission is granted to reproduce this article and spreadsheet
as long as you acknowledge the author and quote and link to www.relfe.com

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Is There An eBook Inside Of You?

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Jun 182020
 

The question begs, “Is There An eBook Inside of You?” The answer is a solid yes if Joe Vitale and Jim Edwards have anything to do with it.

These guys have written a detail laden, comprehensive ebook called, “How To Write an eBook in 7 Days.” Surprisingly, they use a delightful step-by-step, practical approach on how to write an ebook in 7 days.

Upon reading the ebook you will soon discover that they motivate and inspire you all along the way. Little by little they cajole, tease, encourage, and finally demand that you dig deep to dredge up the ebook that they say is inside of you.

Two things you’ll quickly discover, the one mistake most authors make and their single greatest obstacle. Better still, they also make known 3 proven methods on how to write an ebook.

Do you know the 7 commandments of ebook formatting? Would you like to learn them? These guys teach that too.

There is more good news. Once your ebook is written, you are not left dangling, wondering what to do next. You’ll get everything you need to publish, market, and sell your ebook.

Guess what? Joe and Jim have so much confidence in their product they give you a 60 day money back guarantee. More than enough time to get your ebook up and running.

These guys are a class act. They leave no stone unturned in helping you achieve success.

I call their ebook, “The Comprehensive, Step-by-Step Manual on Writing an eBook, From Birthing to Banking.”

Believe you me; this ebook is chuck full of a wealth of information. However, weighing in at a chunky 206 pages, it does seem to be a bit much.

When you read the ebook though, it becomes apparent that Joe and Jim have tried their level best to trim the fat. Again, the other more obvious fact is that the 206 pages are running over with quality information.

Joe “Mr Fire” Vitale is a results only marketing consultant. He has helped over 200 authors, publishers, and large companies with their book promotions.

A powerful copywriter and well known author, Joe has too many books to list, of which he has sold thousands.

Jim Edwards is a dynamic speaker, info developer, author, and marketer with profitable online businesses since 1997. He publishes a free tell it like it is newsletter.
Jim enjoys writing, walking, softball, video games and listening to Elvis, Frank Sinatra and Willie Nelson.

I was thrilled as I waded through one of the early sections of “How To Write An eBook in 7 Days.” That section dealt with the one mistake most authors make. My eyes opened wide. What was it? What was that one mistake?

I was in awe of what I was reading simply because this was pertinent stuff. The amazing thing is I identified with what Joe and Jim were saying.

They also discuss the single greatest obstacle to writing an ebook? These guys hit the nail right on the head again. I was glued as I read the information. Every bit of it was ringing true.

Here’s the rub. Not only do these guys show you were the road blocks are, guess what? Joe and Jim show you how to maneuver around them. They give you solid tips and tricks to overcome the obstacles.

“How To Write an eBook in 7 Days” is an absolute winner! Joe and Jim hold back nothing in helping you to achieve your dream of writing an ebook in 7 days.

Day by day they systematically lead you step-by-step to the realization of your dream. You don’t have to put your life on hold in order to get the ebook written. They weave your writing responsibilities into the fabric of your everyday life.

After my first read, I did have questions. It seemed to me that these guys were just pushing their thoughts onto me as a reader. In all honesty I felt as if they were just force feeding me so that I wouldn’t ask for my money back.

But no. I don’t believe that now. Joe and Jim care. They want you to succeed. They’re in your corner. You may have to read the ebook a couple of times. So what if I didn’t get it the first time around? I understand it now, and that’s important.

Let’s discuss the main promise that Joe and Jim make in the ebook. They promise to show you how to write an ebook in 7 days. Do they deliver on that promise?
I say yes! Without a doubt. The formula they use is second to none. It’s a winning formula.

Using the scale from one to ten, I give them a solid nine. They get that high score because of the tight organization, solid practical structure of the writing program, and deliverability. At the end of the day, they do deliver what they promise.

Joe and Jim have gone the whole nine yards in covering all aspects of writing your own ebook. Truly, I don’t see the need for any updates for quite some time because they have left no stone unturned in this ebook.

Allow me to add one thought. This ebook can be used as a go-to platform to highlight tightly-focused areas of ebook writing. And now I must say, writing this article has been fun for me. I have enjoyed every moment.

Now it’s up to you. Go to the resource box below. The link will lead you to the ebook, “How To Write an eBook in 7 Days.” Joe and Jim would be delighted to assist you in making your dream come true just like they assisted me.

Thank you Joe and Jim. My ebook will be out shortly thanks to you guys.

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Summer Fitness for Busy Women: 4 Quick Exercises To Stay Firm During Bikini Season

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Jun 172020
 

It’s summertime, and the living is easy – except when you have to think about putting on an itsy-bitsy-teeny-weeny yellow polka dot bikini! But don’t worry, there’s still time to get in shape to strut your stuff on the beach or the boardwalk!


These tried-and-tested exercises can give you quick results with just 10 minute focused workouts every other day. (If you’re on a serious mission and feeling really motivated, feel free to go for it every day!) And don’t forget to mix up these moves with some cardio work, even if it’s a game of soccer with the kids or a brisk walk to the park. Take advantage of the extra quality time you’re spending with the kids, family or friends this summer – whether at home or on vacation – and put the fun things you do to work to stay active. Every calorie counts!


And after a few weeks with these exercises, you can look your best in the season’s latest teeny-weeny bikini fashions! Have fun in the sun – but don’t forget the sunscreen!!

Dolphin Kicks


For this exercise you want to balance your weight on your forearms with your elbows directly underneath your shoulders. Make sure to pull your shoulder blades down towards the hips (away from your ears) – this will keep the stress off your shoulders. Extend your hips and spine, pull in your abs (this supports your torso) and bend your right knee slightly off the floor for more support. First Inhale, and then as you exhale extend your left leg straight out to hip height, contracting the glutes and hamstrings. Your hips should be facing forward at all times. With a slight bend, return the left leg to meet the opposite supporting leg.


Reps:

Repeat up to 20 repetitions, keeping the torso still, then switch to the other side.


Muscle Focus:

Glutes, hamstrings, abs, and lats.

Super Butt Kicks


Lay down on your back, placing your arms down by your side. Lift your hips off the floor in a bridge position. Your right knee should be bent with the heel in line with your sit bone, and your left leg should be extended straight up. As you inhale, lower your left leg to the floor. Be sure to keep your hips still and maintain the bridge position. Exhale and bring the leg back up to the start position

Reps:

Repeat up to 20 reps, then lower your left leg to the floor in the same bent position as the right. Lower your butt to the floor, rest, and change over to the other leg.


Muscle Focus:

Glutes, hamstrings, abs

Dead Bug


Lay down on your back with knees bent at a 45-degree angle. Head, neck and shoulders should be off the floor and hands resting on your knees. On an exhale, draw in your abs and simultaneously extend your left leg out and your right hand over your head. Repeat this move, alternating your arms and legs. Keep your eyes focused on your belly button at all times, and if you start to feel tension in your neck, lower your head down to the floor. (This will get easier as you build more strength in the abs.)

Reps:

Build up to 20 repetitions completed twice with a 30-second to 1-minute break. Make sure not to sacrifice form.

Muscle Focus:

Abs

Side Plank Leg Lifts


Lay down on your side, balancing on your right hip and resting on your right forearm. Your right elbow should be directly underneath your shoulder and your knees bent and stacked on top of each other. While exhaling, contract your abs, and lift your hips off the floor. At the same time, extend your left arm and leg out to the side of your body, making sure to keep the knee and toe facing forward.

Reps:

Try for 10-15 reps, then turn over onto your other side and repeat.

Muscle Focus:

Glutes, abs

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Do You Have Termites? Are You Sure?

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Jun 162020
 

Termites eat wood, and most houses are made at least partially from wood. This, of course, means that houses and termites shouldn’t mix. Sure, try telling them that.

Each year, in the U.S. alone, hundreds of thousands of houses are treated for termite infestations. In thousands more, termites go undetected. Could you be at risk?

These insects thrive in warm areas, but they can survive in more temperate climates as well. This includes the Pacific Northwest and the Northeast parts of the country. In fact, the only state free of termites is Alaska. And don’t think they’re not problems in other countries. Termites are a concern in Europe and other parts of the world as well. They can wreck havoc under your house, such as in the foundation, or above ground too.

There are two categories of termites: subterranean termites and drywood termites. Subterranean termites live under ground while their drywood counterparts are perfectly happy living above ground. Because they often nest in wood (such as is found in the walls of your house) and don’t need ground contact, they can be difficult to find and exterminate.

But that’s enough of the insect lesson. Let’s get to the important stuff:

How do you tell if you have termites?

Sometimes it’s obvious if you have termites. However, it’s not always apparent you have a problem until they’ve already done a lot of damage. But if you know what you’re looking for, you can identify them early on. It’s much better if you can catch infestations early and eliminate them before permanent damage is done to your house.

This can be easier said than done. If there aren’t any gaping holes in your walls, how are you supposed to know? You’ll want to check for the following signs:

–Are there wings scattered on the floor? This doesn’t necessarily mean termites (flying ants can also leave wings), but it could. During reproductive swarms queens and their colonies fly out and mate before returning to their nests in the wood to lay their eggs. (I know… talk about yuck!)

–Are there any dark or blistered spots in your wood floors that can be scratched easily with a kitchen knife? This is generally a sign of subterranean termites.

–If you suspect underground termites, try knocking on those wood floors. If you hear an answering tapping, it is the sound of the termite soldiers banging their heads on the wood to alert others of potential danger.

–Are there any oval, six-sided pellets on the ground near kick out holes? These little pellets are termite excrement and are indicators of drywood termites cleaning out their tunnels.

Any of these signs can mean you have a termite problem. If you think it’s even a remote possibility, call in a professional for an inspection. This definitely isn’t the kind of thing where you want to wait until you know for sure. The longer termites are in your house, the more damage they will do. The sooner you get them taken care of, the less money you’ll have to spend on this annoying problem in the long run.

Remember, termites can do significant structural damage to a house. Do yourself and your family a favor, and address this problem immediately.

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Cops ‘n Rodders For Safety Show

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Jun 152020
 


Yes, you read that right. It is Cops n Rodders and certainly not Cops n Robbers.

Cops n Rodders is an annual benefit car show that is hosted by the Cuyahoga Community College Western Campus. August 13th is the scheduled date for this year s Cops n Rodders. And 2006 marks the fifth year of the school s hosting this event.

From nine in the morning up until 3:30 in the afternoon of that day, the Cops n Rodders event would be in full swing. And aside from being a benefit car show, it is also going to be a day to campaign and inform people about car and driving safety.

During the whole duration of the car show, attendees would find various things to do. Throughout the event, there would be door prizes and giveaways to be granted for free to those lucky ones. If you are looking for some Volvo S70 performance parts for your vehicle, maybe you will win those at this car show.

Children would also be having a grand time at the Cops n Rodders benefit car show. There are activities planned for them like face painting. The first 100 children who would be taking joining the child safety helmet class would be receiving free helmets. But this activity is open for all children.

Other sights to behold and take part of in this benefit car show include a demonstration of K-9 units. This would be headed and facilitated by the North Olmsted Police Department. A D.A.R.E. car unit of the police as well as a Special Utility Police Vehicle would also be there for people to see.

Cars and automobiles would not be the only ones who would be available for viewing at this event. The Metro Life Flight helicopters and the Tri-C Police Motorcycle Unit would be making special appearances. The Tri-C West Auto Tech facility would even be giving free tours of their place. So if you are interested in these, then you better head out for the Cops n Rodders show.

And if you are already tired and hungry, there are various refreshment booths and food stuff available throughout the show. Live music would also be blaring out and a disc jockey would be making sure that everybody is feeling the beat and rhythm of the event.

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The First Motor Show For Gays

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Jun 142020
 


The gay community has had its own share of ups and downs. And with the world now opening up and accepting them as who they are, it is indeed going to be a triumph for them. And this September, the gay community is going to be sure celebrating another big success for them.


Come the 2nd of September this year which would fall on a Saturday, the world better be headed out towards the very first Gay Motor Show. This is according to an announcement given out by TS Media. TS Media is the publisher of the TopGayer website. This first Gay Motor show would be known as the TopGayer Motor Show. It will be held at the Sophia Gardens in Cardiff, Wales.


“We have been talking about the idea of holding a gay motor show since we launched TopGayer at last year’s Cardiff Mardi Gras. We sponsored last year’s Mardi Gras and had the Welsh launch of TopGayer at the event. The crowd’s response was amazing with everybody asking if we would be having a motor show, we said then that we would hold the world’s first Gay Motor Show in Cardiff as a big thank you to everyone at the event in Cardiff for all their support,” says Rich Tuckwell. Tuckwell is the co-founder of TS Media and he also works as the editor of TopGayer.com.


Tuckwell further explains that the world’s first gay motor show would be an open air event. And since it will be held just a few days part from the Mardi Gras, they are expecting to have a huge number of attendees. And with the gay motor show going to be a free event, there would indeed be quite a turnout of people taking part at the auto show. The show would also be offering not only vehicles but also other automotive stuff that would range from specialist body work to auto parts like Plymouth body parts to paint effect companies showing off their products and services. The group is even marketing the said motor show to be “good clean fun for all the family”.


And it also seems like the support from manufacturers is going to be great. Tuckwell further relays, “We spoke to all the manufacturers to get support for the event and the response was amazing, Mitsubishi and Chevrolet where the first to sign up within days of our email. Chevrolet has even donated a car which we’ll be giving away on the day as the star prize in our Text-2-Win contest. Land Rover really wanted to be at the show but unfortunately budget made it impossible, however their JV Like Dealership jumped at the chance to represent the brand. Toyota World and Cardiff Lexus were next to sign up, closely followed by Saab and Mazda, who’ll be bringing a new hard top convertible MX5 in bright pink.”

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The Six Pillars of Inner and Outer Balance.

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Jun 132020
 

Many people are building their inner balance and happiness on one single pillar. This is a dangerous situation! What’s going to sustain them if for some reason the only pillar they rest upon collapses? There are six pillars that support your inner balance. If you want to live a life of inner calm and peace, don’t just lean on one or two pillars, but make sure to invest in all six of them. When you are resting on six pillars and one of them crumbles, there will be no need for drama. You can still support yourself with the other five pillars while you start repairing the one that broke down.

Compare it to a table. Which one will be the most solid one : the one with only one or the one with six legs? Do you think a table resting on only one leg will be stable? Would you dare to put you cup of coffee on it? How do you dare to put your whole life then on one and only pillar?

What are these six pillars that support inner balance? Here they are in random order:

1. Your intimate relationship. A warm, supportive, nourishing and loving relationship with that significant other, will substantially contribute to your inner balance and happiness. Be careful, however, not to bet all your money on this one pillar alone, while neglecting the others! If your happiness depends completely on your relationship, then you are taking a big risk: what will you do when your partner is gone? When that significant other leaves, dies, or loves somebody else, your entire life will collapse because you have nothing else to support you. Don’t link your happiness to just one person!
2. Your job. A meaningful job where you can express your talents is a valuable source of well being. However, what would happen if you put all of your time and energy in your job, and then some day your employer dismisses you? Your world will fall apart and you are headed for a serious depression. Does it feel like you are married to your job? It is too dangerous to entirely identify yourself with your job without paying attention to the other pillars. You are much more than your business card!
3. Your children. God knows it’s a wonderful gift to have children. I have four of them myself and every day I thank the Universe for choosing me as their mother. But what happens if you focus too much on your children? A parent who lives only for his children will suffocate them. He puts too much pressure on the child, which then feels obliged to live up to the parent’s expectations. The child may feel solely responsible for fulfilling the need for love and affection of the parent. This is a burden too heavy for any child to bear, and it jeopardizes the child’s free development and individuality. One day the children will leave to start their own life somewhere else. If your children are your only pillar of happiness, then your whole world will fall apart. What’s left is emptiness, depression, dependency, and trying to make the grown-up children feel guilty for not caring enough about their parents. Don’t take your kids hostage. They are entitled to a life of their own.
4. Your house and material possessions. Creating and enjoying a beautiful house brings a lot of pleasure into your life, but what are the dangers of making property your most important life goal? When it’s all about having, buying and possessing “stuff,” the only guarantee you have is that of dissatisfaction. You don’t know how much stuff you need to possess before you will find peace, and therefore you will never find it. There is no end to “having”. As long as you are convinced you need to have things in order to be happy, you will be restless and a slave of your own attitude. Being rich is okay, of course, but it should not be a goal in itself, otherwise you are doomed to be unhappy, always waiting until you possess another car, another house, more money, more stuff, … Not a good recipe for happiness!
5. Meditation. Meditation is good, you say! Of course it is! But what if all you do is meditate, and hope everything will be fine? You will get not much satisfaction or happiness that way. You will feel useless and restless. Your body needs action, and your energy needs a goal to strive for, so that it can flow through your veins and direct your life. Meditation only will get you nowhere. There’s more to life!
6. Your friends. Good friends are essential. They are the pepper and salt that give taste to life. They share your experiences and make them worth living. They give you feedback and back you up when you need help. But what if you need to share everything with them? They have their own life, their own experiences to live. Relying on friends for every single thing you do is a ticket for disaster. You need to be able to sometimes do things by yourself. If your friends leave you or break up with you, and they are everything your life is built upon, then your world will fall apart.

I think you are getting my point: every pillar is good and a valid source of energy and happiness, but it’s dangerous to rely too heavily on only one of them. Leaning on your relationship too much makes you dependent on the other. Identifying with your job too much transforms you into a workaholic. Chasing after material possessions makes you a materialist. Relying on your kids too much suffocates them. Thinking meditation will fulfil all your needs makes you an isolated stranger. Relying on your friends too much makes you a needy person, always turning to somebody else for rescue.

You will however find inner balance in the combination of all these aspects. Every one of them can be a source of happiness, as long as you enjoy each of them with moderation. Do you have kids? Wonderful! But don’t forget to also invest some time in your relationship, your work, your friends, your house and your inner silence.

You have a good job? Great, but do take time to play with your kids, to spend some romantic time with your partner, to go out and have fun with your friends, to take care of your house and to meditate.

You are a meditation freak? Don’t forget to clean the house, to help the kids with school, to do your job, to meet your friends and to listen to your partner when he comes back from work.

You invest a lot of time and energy in your house and other material possessions? Fine! Just don’t forget to spend some time with your children, your partner, your friends, enjoy your work and meditate!

You are committed to freedom and friends? Ok, no problem! Now balance your life by taking some time to experience the inner silence, to play with your kids (or somebody else’s), to invest in a particular loving relationship (even if it scares you), to take care of your house and possessions and to excel at your job.

You love someone and that person loves you back? Great! Now don’t forget about your friends, your job, your children (or someone else’s), your house and your inner silence, if you want this relationship to last!

Imagine a peace temple, built on six pillars. If your personal peace temple is supported by one pillar only, then surely the first tornado that comes along will bring it all down! Too dangerous!
The stability of your temple depends on the support of all six pillars. If one of the pillars is temporarily out of service, nothing catastrophic will happen because you still have the five other pillars to carry you on.
If you lose your job, but you still have five other solid pillars to hold you up, you will find the strength to find a new job. Your children are leaving the house? No panic! You still have five other pillars to support your temple! One of your friends has let you down? Your significant other has left you? You have to leave your house? You will be able to handle all of this, if you can revert to other pillars that continue to support you.

Don’t build your happiness on one pillar, but invest in the solid combination of all six of them. Everybody knows about the importance of a balanced diet, as well as the danger of an overdose! In the same way, your inner peace depends on your ability to find the right balance between the six pillars.

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Butterfly Marketing Manuscript Review – MUST READ Before Buying!!!

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Jun 062020
 

If you’re new to Internet Marketing as I am (still a student, with no job and a few ideas) you probably haven’t heard of Mike Filsaime.




Well, Mike Filsaime is the man that made a lot of money with his Bufferfly Marketing Home
Series. Unfortunately the cost of this is a bit out of reach for us mere mortals who don’t have $2000 going spare!



Well thankfully he has released a smaller portion of that product (The Butterfly Marketing Manuscript) at a hugely discounted rate compared to the entire package, but not for long, I feel that the price will go up a lot soon as its hugely popular right now!!.



I was compelled to buy his ebook, something grabbed me and I was hooked and well, I’m loving it! I’ve picked up a HUGE amount of information about product launches, viral marketing and affiliates. As I read this I learned so many things that have helped me and will be invaluable when I launch any new web sites and products.



Mike Filsaime seems to know what he’s talking about, after all it’s made him MILLIONS of Dollars so far!!



Unfortunately this isn’t intro/newbie level stuff, if you are a beginner to all this you would be better off with something else but make no mistake it will be of use further down the line – a matter of weeks if your dedicated (and while its still very cheap!!!).



The Butterfly Marketing Manuscript is for people who want to sell their own products and make a lot of money doing it quickly and with little effort.



The Butterfly Manuscript covers in depth the following so that you can make as much money as possible:
• Pre-launch, Launch and Post-launch strategies – creating a buzz
• How to build a huge opt in list fast = more money.

• Viral Marketing to auto pilot traffic (and money!) to your site day in and day out.

• Add Butterfly Effects in your marketing to earn thousands of dollars per month for years and years to come.

• How to use free reports to bring you 50 new opt in members per day on total auto pilot.

• How to create a product of your own in less than 10 days.

• How to launch a site and get 5000 members to sign up in just 5 days or less!!


This ebook is just amazing, I feel like I’ve been to College and done a marketing course in just a few hours! I’m still pretty new to this and some stuff is still going over my head but I see the possibilities (i.e. a Ferrari) looming on the horizon!! I just don’t see how using the advice in the Butterfly Marketing Manuscript couldn’t work! Check out the Butterfly Marketing Manuscript here.



So in conclusion having reviewed this manuscript and put some ideas into practice on the day I bought it, I can say without a doubt that the Butterfly Marketing Manuscript it is one of the best books available on how to truly make online whether you’re a beginner (useful after a bit of work and practice) or an established business.

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