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Details of the All American Gold Card Application

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Jun 282023
 

Details of the All American Gold Card Application can be found online and you can also apply online to see if you are approved for the All American Gold card issued by USA Credit. This card was created with those with poor credit or no credit in mind. If you are trying to rebuild your credit from past credit problems or if you are a young person that has not yet established any credit on your own, you can greatly benefit from using this credit card.


There is an account set up fee of $149.95 that you will gave to pay to get this card issued to you. As an added bonus with the card, you can access your credit report for free for the first 30 days after getting the card. The All American Gold Card promises a “No credit check or credit turndown” policy which means virtually everyone who applies is approved as long as they provided correct information on the application.


This card is a retail credit card and can only be used for purchases made on the USA credit sponsored website or their selected catalogs. You can’t use it for regular purchases such as your groceries, gas, etc. However, the credit card and credit line is reported to a major credit bureau so it is a great opportunity to rebuild or establish credit to your name.


The All America Gold card has no APR, no credit check to apply, is low cost for a credit-establishing card, has no annual fee but an initial setup fee of $149.95, a maximum credit limit of $6,000 and no minimum credit limit. There is a $10 late payment fee. To qualify for the card, you must be at least 18 and a U.S. citizen or permanent resident (excluding Wisconsin), with an active checking account, a monthly household income of at least $800 and no un-discharged bankruptcies. There are no employment verifications.

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Surfaces to Decoupage

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Jun 272023
 

Almost any surface can be used for decoupage, but different surfaces will require different treatment. Traditionally, wooden objects are used, especially furniture. But any smooth surface can be decoupaged. Trays, boxes, and picture frames are ideal for the beginner. Before you begin, make sure that the item is clean and free from dust or flaking paint. Unfinished wood must be painted, stained, or sealed before decoupaging. If the item needs to be painted, use the appropriate paint and let it dry for twenty-four hours. It will also need to be lightly sanded so that the glue adheres better. We’ll discuss preparing surfaces for decoupage in further detail in the section on techniques.

Wood
New wood is easily available and it requires little preparation. Most suppliers have a large range of items. Varnished wood needs a light sanding before use to help the water based glues and varnishes to adhere properly. Old wood may take more preparation, but has a lot of character.

Metal
Old metal items also often have a lot of character. Local secondhand shops can be a great source.

Galvanized Steel
Galvanized steel is increasing in popularity and can now be obtained from craft shops. These items are delicate in appearance with intricate, scalloped lines. Some preparation is required to ensure proper adhesion. These items are extremely delicate and will chip if used roughly and regularly and so should be kept for decorative purposes. Try not to get water on the steel, especially if you are using it as a flower holder. Use another container inside the steel item.

Ceramics
Unglazed, bisque-fired ceramics are best for decoupage and come in a wide variety of shapes. These items are purely decorative. Hot food shouldn’t be served in them, only use them as containers for dry items such as pot pourri or nuts. Wipe clean with a damp cloth, but don’t immerse in water or put in the dishwasher.

Porcelain
Once complete, you can use the item for what it was originally intended for. Serviettes are good to use as they are extremely thin and melt into the porcelain. Try to keep to lighter colors in porcelain, as serviettes will disappear altogether into a darker background.

Enamel
Enamel needs a light sanding and a coat of steel primer followed by a coat of universal undercoat. It can then be treated the same as porcelain.

Glass
Glass needs a through clean with warm soapy water and a good rinse before being used. These items are usually for decorative use, but if you want to use your glass item, try using serviettes and porcelain medium on an ovenproof glass item that can be heated. Baking your item dry will seal and harden your artwork, making it more useable. Don’t immerse the item in water.

Candles
It’s best to use thicker candles as a thin one will burn too quickly, as well as being difficult to work with. They tend to burn down in the center, leaving a safe zone on the edge.

Soap
Any soap can be decoupaged, provided it isn’t too oily. The soap can be used although the picture will eventually come off. Decoupaged soap makes great gifts.

Once you’ve found an item you want to decoupage onto, you need to make sure that it’s free from dust and dirt. The surface may need sealing and you may need to paint the item first. Some surfaces will need sanding first. Don’t begin to decoupage until the item is clean and dry.

With the amount of work you’ve put in, you’ll want to keep your piece beautiful. Waxing periodically provides good protection. Wipe all spills immediately with a soft cloth. Don’t use furniture polish as it can cause a buildup and over time ruin the surface. A damp sponge or cloth works well for cleaning. Don’t place a piece of decoupage in direct sunlight, as it will fade over time.

Remember that varnish takes about a year to fully cure. Don’t put heavy objects on a flat decoupaged surface for at least a year or they will cause dents in the surface. Once the surface has hardened, this isn’t so important. Varnish dries from the top down, so although it may feel hard and dry on the surface it can still be soft further down.

Any small chips that occur over time should be repaired as soon as possible. If the varnish is chipped but the decoupage has no damage, sand the surface. Apply a drop of varnish and allow to dry. Repeat until the chip is filled. Decoupage is not hard to care for and with proper care it will last forever.

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How to Use Trade Show Giveaways to Deliver Results

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Jun 262023
 

At first glance, an exhibit hall seems like a treasure trove for prospecting. Yet, with all the distractions of the show and your competition vying for the attention of the attendees, interest-grabbers like unique trade show giveaways or promotional items can help draw booth traffic, create recall after the show, and provide contact information in a memorable way to prospects.

Yet, not all promotional items are worth your investment and some even may prove detrimental to your success. So how do you pick trade show giveaways that further your objectives without burdening your budget?

First, you need to define what you hope to achieve with your trade show giveaways, in addition to attracting people to your booth. You may see your promotional items as a way to increase awareness, introduce a new product line, provide helpful tips, or communicate your contact information in a unique way.

Then, based on your goals for your trade show giveaways, you need to find a promotional item that is unique, complementary to your product, and accurately reflects the image you need to portray. As you evaluate your options, consider the following:

• Does the item complement your product image and theme?
• Do the giveaways you want to purchase fit within your budget?
• Are you able to imprint your key contact information and message on the trade show promotional item?
• Will you be able to get your shipment in time for the event?
• Is your giveaway unique and different from others you’ve seen?
• Is the item something YOU would like to have?

There are many premium specialty companies that can provide counsel to you. You can source these companies through your local chamber of commerce, yellow pages, web search, exhibit company, or professional referral.

Whether you select paper pads, bouncing balls, ice scrapers or miniature globes, it is essential that your giveaways have a connection to your product.

An alternative to a free promotional item is printing a tip sheet or brochure filled with practical ideas related to your target audience’s needs and your product. Event visitors may be attracted to this type of “tool” because it serves a specific, helpful purpose.

Then, at the show, hand out your giveaways selectively. Don’t have them available for anyone to take. You also may ask your booth visitors to give you their business cards or other qualifying information to receive your gift. It will give the promotional item more meaning and help you with your post-show follow-up initiatives.

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Facial Exercise

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Jun 252023
 

Do you want a lovely, cute and good-looking face? Are you tired of you and your face because of those shadows and wrinkles? Do you want that your face should be unforgotten to others? Definitely your answer to the entire above question would be in affirmative. Since impression counts and your face is the biggest asset you have, which people notice first and hence you will definitely like to give your face an attractive and elegant look. But how is it possible, by applying those cosmetics or for opting to plastic surgery or else?

Giving your face the desired look is very simple and it involves no cost. It’s for free. Only you need to add an extra task in your daily routine and that too for only 15 to 20 minutes and the task is very simple exercise i.e. ‘Facial Exercise’. Yes, facial exercise can remove those facial wrinkles, makes your face skin smooth, beautiful and elegant. It makes your face young and smart. So start doing it NOW!

Now the big question is what the facial exercise does??

Facial exercise protects facial muscles from slacking. Even if you are very good looking and young, as time passes your facial muscles will become loose, slack and creepy. So if you are young and smart and beautiful, doing facial exercise will prevent you from the slackness of face muscles when you grow old and if you are an old aged person then this will minimize the plasticity of you face muscles. Facial exercise will make your face skin wrinkle free and shiny. This will tone your facial skin and give you a youthful look. At the same time after performing the exercise, you will feel calm and relaxed.

How to do facial exercise?

By getting punch from the famous boxer in the locality, the idea is not bad but the tough task is how heavy you need the punch and the champion may charge you for that. However, facial exercise is completely free and you can do it your own. Only you need to do different exercise for different parts of your face like ear, nose, head etc.

If you are a beginner do face exercise daily for at lease 20 minutes for different parts of your face. However, after doing so one month you can opt for thrice in a week. Some spots of very minor type may start looking in your face, but this is normal and will disappear automatically within time.

How to do eyes exercise?

1.Tone the eye muscles. To do this, apply pressure to your forehead from the two sides of your temple with your fingers. Though do it very gently.

2.Do close your eyes and sit upright. While closing your eyes, look first down and then up as far as you can see. Repeat this activity 10 times.

3.Do close your eyes and sit upright. Now lift your eyebrows and stretch the eyelids down and up to the possible extent. Repeat this activity 5 times.

4.With open eyes, sit upright and be relaxed. Start closing your top eyelids, and lift your eyebrows until your eyelids are half closed. Now, open your eyelids, until you start seeing your iris.

5.Sit upright with your eyes open and look straight, then look down. Keep you head static. Repeat the activity 10 times.

Forehead Exercise

1.Frown as much as you can and try bringing your eyebrows over your eyes. In the process pull the eyebrows towards one another. Now lift your eyebrows as far as you can while opening your eyes.

2.Lie on bed and keep seeing ceiling. Lift your eyebrows upward with your eyes open. Relax and repeat the activity about 10 times.

3.Sit upright, seeing straight, start bringing your eyebrows down, wrinkle nose as much as possible, flaring your nostrils. Count up to 10. Relax and repeat the activity 5 times.

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A Quick Guide to Shopping for Office Supplies on the Internet

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Jun 242023
 

The internet has made the world a much smaller place, especially when it comes to shopping for various products, such as office supplies. Even if you weren’t able to purchase all of your items at the same place, you would barely need to lift a finger to find (and buy) everything that you’re looking for. Of course, finding one website that can fill your complete office supply order is a convenient thing for any business, no matter how large or small they are.

One primary concern for shopping for office supplies is shipping, for the majority of the items they carry are not very expensive. Paying the cost of shipping on one site with lower prices on merchandise versus free shipping with higher goods cost is a factor that will need your consideration. Ultimately, free shipping with a minimum purchase in a reasonable amount, about £30, is a good place to start.

Besides a wide selection of the daily office supply necessities at reasonable prices, an ideal office supply website will have the goods to take care of any and all of your shipping needs, various art supplies, business cards, as well as a variety of items for you to create a spectacular presentation. All of these added comforts will make your shopping a breeze while making it easy to plan out and utilize the free shipping option.

And one mustn’t forget about other office needs, such as chairs, desks, as well as supplementary furniture items (like magazine racks and book cases). Even though you may not be in need of these items now, it’s always good to know what products are available for your future purchases. While you’re at it, be on the lookout for office décor, as creating a positive atmosphere is a key to a productive environment.

Computers and the supplies that accompany them are a bonus to any online office supply shopping cart, even more so if there is a knowledgeable staff just an email or phone call away. Contact options and tech support for both the website itself and the products they sell (or at least that can point you in the right direction) are two more traits to look for whenshopping for office supplies.

Last but not least, break-room/lunchroom supplies are always a welcome add-on to an office supply shopping cart. Who among us hasn’t run out of insulated cups (never mind the coffee that gets us all going in the morning) – or paper plates and other snack supplies. Having all of these items, plus any else that you may be able to think of all within your online office supply store is quite simply a dream come true for businesses across the globe.

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Details of the American Express Blue Application

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Jun 232023
 

For those who have already established a good credit history and are seeking a card with a rewards program, the American Express Blue is an ideal card.


For no additional fee, cardholders have access to Blue’s rewards program that allows members to earn points that can later be redeemed for different products and services. Points are earned at the rate of one point per dollar spent using the card, and have no maximum that can be earned nor do they have an expiration date.


The American Express Blue card has no annual fee. An introductory rate of 0% for purchases is offered on purchases, and can vary from six months to fifteen months. An introductory rate of 3.99% for balance transfers is good for the life of the loan for all balance transfers that are submitted with the original application. Purchases will be subject to a finance charge of 11.99% variable rate (rate may be lower based on the credit history of the applicant), and cash advances are subject to a variable rate finance charge of 22.99%. There is no balance transfer fee under current programs, but this may change later and will be disclosed at the time. A cash advance fee of 3% with a minimum of $5 is assessed for Express Cash transactions.


The Blue card is most beneficial for those who qualify for the lowest offered interest rate and who plan to take advantage of the many benefits and discounts that are available from American Express. This applies especially to frequent flyers that can combine their rewards from other programs with this one in order to derive the most benefits from it.


Some of the benefits a member can expect to receive by using the American Express Blue card include the following:

• Free access to the free rewards program

• Online access to account information

• No cardholder liability for unauthorized internet transactions

• Annual financial statement at year’s end

• Return protection

• Extended warranty on purchases made with the card

• Insurance on rental cars

• Emergency replacement of cards

• Medical and legal referral services

• Insurance coverage for lost luggage

• Travel accident insurance up to $100,000

• Emergency assistance and travel related services

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Details of the American Express Gold Card Application

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Jun 222023
 

The American Express Gold Card is a charge card for those who have good credit and can afford to pay the balance in full each month in order to avoid accumulating debt as often become the case with high balance and high interest rates. In addition, though the payment structure of the charge card is different from other unsecured credit cards, it has similar benefits and services.


The annual fee for the American Express Gold Card is $90 with an additional $35 for additional cardholders. For the first year, the primary cardholder fee is waived. The fee for cash advances is 3% with a minimum of $5 for Express Cash transactions.


For no additional fee, cardholders have access to the Membership Rewards Options program, which allows members the opportunity to earn points they can redeem for various products and services. Points are earned at the rate of one point per dollar with bonus points of two points per dollar for purchases at supermarkets, gas stations, drug stores, U.S. Postal Service, or when paying wireless phone bills. They have no expiration date or annual maximum, and the cardholder earns a bonus of 5,000 points on the first purchase.


Although the card has a high annual fee, those who are able to take advantage of all of the benefits of American Express membership may not be concerned with this.


Some of the benefits a cardholder can expect to receive from the American Express Gold Card include the following:


• Online access to account information

• Free shipping and handling from selected retailers and merchants

• Financial statements at year’s end

• Price protection services

• Return protection

• No cardholder liability for unauthorized Internet transactions

• Extended warranty for purchases

• Protection for purchases

• Medical and legal referral services

• Planning assistance for trips

• Emergency assistance and travel-related services

• Insurance for lost luggage

• Emergency check-in service

• Roadside assistance

• Guarantee of hotel and motel reservations

• Insurance for car rental

• Emergency replacement of card

• Travel accident insurance up to $100,000

Details of the AT&T Universal Card Application

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Jun 212023
 

The AT&T Universal Card is designed for cardholders with very good credit who want the benefits of a platinum card.


The AT&T Universal Card can be used as both a credit card and a calling card, but those who choose to use it as a calling card may find the rates to be higher than those offered by other calling card services. On the positive side, the card provides two free calls to directory assistance per month and up to thirty minutes of free phone use per month, along with wireless phone loss and theft insurance.


There is no annual fee, and the introductory rate of 0% is good for balance transfers for the first year of membership. The APR for purchases is a variable rate of 11.57% with a minimum rate on cash advances of 19.99%. After the introductory period, there is a balance transfer fee of 3% with a minimum of $5 and maximum of $75. The cash advance fee is 3% with a minimum of $5 assessed.


The AT&T Universal Card has many benefits that are included with this and most other platinum cards. Some of the benefits included with this card include the following:



• Card doubles as a calling card

• No liability to cardholder for unauthorized transactions

• Online access to account information

• Solutions to identity theft

• Protection from fraud

• Year end financial statement is provided

• Travel accident insurance up to $1,000,000

• Assistance with lost luggage

• Insurance on car rental

• Emergency card and cash replacement

• Reporting of lost and stolen cards

• Medical and legal referral services

• Emergency assistance and travel related services

• Automatic payment of bills


This card will provide the greatest benefit to those who plan to take advantage of its calling card feature and those who plan to take advantage of the introductory rate on balance transfers as well as utilizing the other benefits that platinum membership has to offer.

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