Details of the American Express Gold Card Application

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May 132021
 

The American Express Gold Card is a charge card for those who have good credit and can afford to pay the balance in full each month in order to avoid accumulating debt as often become the case with high balance and high interest rates. In addition, though the payment structure of the charge card is different from other unsecured credit cards, it has similar benefits and services.

The annual fee for the American Express Gold Card is $90 with an additional $35 for additional cardholders. For the first year, the primary cardholder fee is waived. The fee for cash advances is 3% with a minimum of $5 for Express Cash transactions.

For no additional fee, cardholders have access to the Membership Rewards Options program, which allows members the opportunity to earn points they can redeem for various products and services. Points are earned at the rate of one point per dollar with bonus points of two points per dollar for purchases at supermarkets, gas stations, drug stores, U.S. Postal Service, or when paying wireless phone bills. They have no expiration date or annual maximum, and the cardholder earns a bonus of 5,000 points on the first purchase.

Although the card has a high annual fee, those who are able to take advantage of all of the benefits of American Express membership may not be concerned with this.

Some of the benefits a cardholder can expect to receive from the American Express Gold Card include the following:

• Online access to account information

• Free shipping and handling from selected retailers and merchants

• Financial statements at year’s end

• Price protection services

• Return protection

• No cardholder liability for unauthorized Internet transactions

• Extended warranty for purchases

• Protection for purchases

• Medical and legal referral services

• Planning assistance for trips

• Emergency assistance and travel-related services

• Insurance for lost luggage

• Emergency check-in service

• Roadside assistance

• Guarantee of hotel and motel reservations

• Insurance for car rental

• Emergency replacement of card

• Travel accident insurance up to $100,000

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Details of the AT&T Universal Card Application

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May 122021
 

The AT&T Universal Card is designed for cardholders with very good credit who want the benefits of a platinum card.

The AT&T Universal Card can be used as both a credit card and a calling card, but those who choose to use it as a calling card may find the rates to be higher than those offered by other calling card services. On the positive side, the card provides two free calls to directory assistance per month and up to thirty minutes of free phone use per month, along with wireless phone loss and theft insurance.

There is no annual fee, and the introductory rate of 0% is good for balance transfers for the first year of membership. The APR for purchases is a variable rate of 11.57% with a minimum rate on cash advances of 19.99%. After the introductory period, there is a balance transfer fee of 3% with a minimum of $5 and maximum of $75. The cash advance fee is 3% with a minimum of $5 assessed.

The AT&T Universal Card has many benefits that are included with this and most other platinum cards. Some of the benefits included with this card include the following:

• Card doubles as a calling card

• No liability to cardholder for unauthorized transactions

• Online access to account information

• Solutions to identity theft

• Protection from fraud

• Year end financial statement is provided

• Travel accident insurance up to $1,000,000

• Assistance with lost luggage

• Insurance on car rental

• Emergency card and cash replacement

• Reporting of lost and stolen cards

• Medical and legal referral services

• Emergency assistance and travel related services

• Automatic payment of bills

This card will provide the greatest benefit to those who plan to take advantage of its calling card feature and those who plan to take advantage of the introductory rate on balance transfers as well as utilizing the other benefits that platinum membership has to offer.

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Safety Tips for a Safe and Sound Summer Vacation

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May 112021
 

Every traveler wants to have a safe and healthy trip. There are a few things every traveler can do to ensure an injury-free, harmless summer vacation.

– Leave the gold watch and diamond earrings behind and keep a low-key attitude in order to blend in with the native crowd.

– Take only a few credit cards and the least amount of cash with you. Use travelers’ checks where possible. Get rid of all unnecessary membership cards. For personal

photos, bring only pictures of those with whom you are traveling in case someone gets lost.

– Leave the sports clothing at home and the names and addresses under wraps inside the suitcase.

– Make a photocopy and pack an extra copy of your passport inside your luggage.

To protect your health, protect yourself against food allergies by learning the names of the foods in the native language. Find out what diseases are common and take

actions to prevent your exposure to those diseases. Find out what types of vaccinations you will need to enter the country, there may also be medications to be taken

before, during or after the trip. Take caution about what you eat and drink. Avoid vendors selling unwrapped food on the streets in most countries.

In terms of carrying health information with you, complete and take with you a personal medical history. Your doctor should be able to help you complete that. It will include

information such as:

Your Insurance Company’s name and address.
– Trip Insurance contact information.
– Contact person in case of emergency.
– Your blood type.
– A copy of your eyeglass prescription.
– A list of current medications with their generic names, brand names can vary in foreign countries.
– A list of allergies, including any known food or drug allergies.
– A list of immunizations with their dates.
– A basic description of your past and present medical condition, including past hospitalizations and any current problems.

To protect yourself from non-medical problems, here are a few ideas.
– Do the research so you’ll know the particular risks you face.
– Know the local laws and abide by them.
– Register your whereabouts with the U.S. Embassy if you are staying longer than two weeks or are in a particularly dangerous area.
– Dress conservatively and try to blend in. If you are in an area with groups of people hostile to the United States, and there are many, avoid clothing or other items that

openly label you as a U.S. citizen. You might be safer if they think you are a Canadian.
– Take care when choosing your hotel and transportation providers.
– If you haven’t left your valuables at home, leave them in your hotel’s safe.
– Don’t draw attention to yourself, avoid wearing flashy jewelry and don’t display large amounts of cash.

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Details of the Wired Plastic Application

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May 102021
 

Wired Plastic is a stored value card that is designed for those who may not qualify for an unsecured credit card or may prefer the ease of a prepaid card. In addition, the Wired Plastic card has an awards program connected to it.

There is no interest on the account, no annual fees, and it lacks many of the fees that are common with most unsecured credit cards. Many of the credentials normally required such as a credit check, employment verification, and the like do not exist with this card. However, there are some fees associated with this card and will affect the amount of credit that you have available such as a one time application fee of $9.95, a monthly maintenance fee of $3.95, and a initial load deposit amount of $20. This makes the first year’s fees for this card $57.35, quite reasonable for a pre-paid card.

With the Wired Points Rewards program, a cardholder earns one point for each dollar that is spent with the card. The points do not expire and there are no limits on the number of points that a cardholder can earn annually. Points can be redeemed to purchase long distance calling cards, music downloads, ring tones, and prepaid wireless airtime.

The card is assessed a fee of $1.95 for domestic cash advances at ATM’s and $4.95 for international ATM and bank teller transactions. There is no reload fee is using direct deposit, Paypal, or ACH. A reload fee of $6.95 is charged for other reload options including in person transactions.

For those seeking a stored value card with a rewards program and who don’t mind paying up front fees, this card is an ideal solution to the high interest unsecured credit card.

Some of the benefits a cardholder can expect to receive with the Wired Plastic Prepaid Visa card include the following:

• Online access to account information

• Monthly sweepstakes programs that offers new cardholders a chance to win $1,000 until June 30, 2006
• Automatic payment of bills

• Free reload options

• Access to a rewards program

Unlike unsecured cards, the Wired Plastic Prepaid card requires no credit checks, no bank account, has no income requirement, requires no employment verification, and no security deposit. You must, however, be a U.S. citizen with a valid social security card to quality.

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Seven Top Website Marketing Strategies for All Business

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May 092021
 

Here they are…the magical seven keys to website marketing that apply to virtually all business. Apply these strategies to your website marketing efforts for maximum return on investment and great customer loyalty.

1. Focus a great deal of your search marketing efforts on linking.
There are many variables involved in marketing your website so it is found on the internet. Many of the tactics involved in search marketing, both paid and non- paid search, are subject to change. Here is one constant you can bank on: linking your website so that it is accessible from other websites.



Think of it this way: for every website that links to yours, you have another venue through which customers and prospects can interact with your business. These “links” are really just selling extensions of your firm. They are like “internet salespeople” that are out prospecting for business on your behalf.



Search engines love websites with lots of incoming links from others. They view these links as an indicator of a website’s relative importance in its subject matter. Most search engines also tend to give higher search rankings to those sites with lots of incoming links.

2. Make “appearance” the last thing you evaluate about your website.
Your website needs to be found and responded to in a positive way by visitors for online success. Many of the aesthetically pleasing features available in website design technologies are counter-productive to best practices of website marketing. As an example, most crawler based search engines (Google) can’t see and thus index Flash technology websites. Rich media, streaming video and other “frills” often slow down website loading times, a real no-no in today’s on demand society. Businesses selling to business especially need to understand that these visitors want information and to buy, not a song and dance show. Avoid type on fancy colored backgrounds, and rotating messages and banner ads. State your case and give your visitors great content with strong call to action statements. Then worry about how your site looks. Go for substance with sound search marketing practices over style most every time.

3. Convey a “feel good” attitude about your company and its policies to your website visitors.
The internet has made new buying options available to consumers with just a few short keystrokes. For many consumers, a website is the only interaction they will ever have with a company. Convey a good feeling to website visitors about your company. Give visitors information that helps them understand and feel good about your company. All sites should tell about the company, its privacy and identity protection policies, and include a site map for visitors, at a minimum. Also understand that website visitors come to a website looking for something. Make it easy for customers to find you or reach you through ways outside of your website.

4. Keep your site fresh and up-to-date.
Adding content regularly to your website helps with search engine rankings and visitor’s impressions of your business. Nothing is worse than seeing a website that hasn’t been refreshed in years. Keep your site current and full of informative value to visitors. Use your site as a sales tool for customer presentations and to lower costs of sales.

5. Make your site easy to use.
Your website is not a video game whose purpose is to challenge visitors. Make your site easy to use, easy to read and make information easy to find. Put your most important site navigational topics on the left of the page as this is where the eye goes first. Include a site map so people can readily find needed information. Every page should offer a link to the home page and try to keep visitors no more than one click away from necessary information. Make sure your website is easy to read and free of “clutter.”

6. Read your website traffic reports and do something smart with the data.
Website traffic reports and website analytics offer tremendous chances for you to learn more about your site visitors and their behaviors. Learn where they come to your site, where they go while on your site, what they are looking for, what they respond to and more. A systematic review of your website traffic reports, along with regular site analytics performed by a certified eMarketer, should be considered a vital part of any key performance indicator metrics for business.

7. Spend more money and attention on website marketing.
Reallocate your marketing dollars and time from traditional efforts to online marketing. Over 15% of all advertising impressions occur online and yet less than 8% of business dollars are spent on online marketing. The internet is the most valuable marketing vehicle in the past 100 years. Its popularity and use is rapidly increasing with no signs of slowing. Too many business people do not feel comfortable with online marketing and websites and thus fail to give these subjects the attention they deserve. Don’t let a lack of familiarity become a barrier to business results. Devote the attention and the resources to online marketing and watch ROI that will blow your mind.

© 2005 Brian Offenberger. All rights reserved. Brian Offenberger owns the copyright to this article. You may distribute it freely as long as you keep the article, its copyright and its byline intact.

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The Truth About Creating a Killer Keyword List

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May 082021
 

I have spent literally hundreds of hours reading books and implementing what I’ve learned into the strategy I’m about to give you. I am passionate about what I do, and hopefully over this article some of that passion will bleed onto you.

It is very important that you spend the time it takes to thoroughly review the keywords in your market before you spend hundreds of hours optimizing your pages, garnering back-links, and submitting to directories.

Building a Killer Keyword List

You can always take your best guess at what keywords people are using the most to find a product or service, but there is a far more efficient way of doing this. There are many tools out there that cut down the time investment considerably. I can’t stress enough the importance of an exhausting keyword list. It is campaign-suicide not knowing every last word people use to find your product. If you don’t get any other thing out of this article let this sink in: Go the extra length to find hundreds if not thousands of keywords in your market. I’ve worked on websites that have 40,000+ keywords. If you follow my advice in this article you’ll be able to generate keyword lists in the thousands with very little effort.

Note: It is important to use a bevy of tools when compiling your list, each software has its own strengths and weaknesses.

Here are the tools to build a large list of keywords:

WordTracker offers a free trial (most people use Word Tracker’s $250.00 subscription) although it is one of the most acclaimed keyword research tools in the industry it does have its limitations. The thesaurus and misspelled tools are really good for bringing unique variations of your keywords to the table. But those last two options aren’t available in the free version.

Overture Keyword Selector Tool’s free search count data is far more accurate than any of the other tools. Use WordTracker to find many variations of keywords but don’t trust its “count” and “predict” data. Rely on Overture’s Keyword Selector Tool for accurate search counts.

Note: I would multiply Overture’s keyword search data by 5x’s to gauge the demand on Google, and then by 8x’s to gauge what the total search demand is amongst all search engines for that word.

Google’s Keyword Suggestion Tool also brings some unique keywords to the mix. It might be a good idea to add each individual keyword you get from WordTracker & Overture into Google’s suggestion tool and see if there’s anything you are missing.

Note: Google usually suggests keywords you would not typically find from the other two tools.

Now, look at every individual page of your site as its own entity. Write down 5 words or phrases that could describe each page on your website. Then take the words and phrases you’ve come up with, use each one individually by entering it in the above tools. I would write an extensive “how to” guide on how to use these tools, but if you can use search engines you can use these keyword search tools.

To cut down time considerably I use new software. It has become a standard in the industry; it’s an all in one tool that gathers keyword data from all 3 of the tools I mentioned above. You simply type in a “main keyword” and it searches the databases of Overture, Yahoo, Google, WordTracker, and even your competitions pages for keywords. It than combines all of these keywords for you, and puts them in notepad.

Note: For a controversial review about this new keyword software tool please click here Keyword Elite Review

Keyword research is no longer guess work, with the amount of tools at your disposal you no longer have to spend weeks compiling keyword lists for all of the important pages on your site. There’s no longer an excuse to find only the “popular & in your face” keywords. You’d be surprised at how many small keyword ‘catch’ pages you could build that have virtually no competition.

Again, don’t just settle for the major words getting all the attention, dig deep, than even deeper until you can’t find anything new to add to your main keyword list. You’d be surprised how many people fail to see the value in this. Don’t be one of them.

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The Importance of a Small Business Credit Card

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May 072021
 

Small business plays a vital role in today’s economy. It is now easier than ever to establish a new business. According to the US Small Business Administration, small businesses pay over 45% of the US private payroll. Small businesses also employ over half of all private sector employees and provide 60-80 percent of new jobs over the past 10 years. With about 28.5 million small businesses in the US alone in 2005, virtually all financial institutions now offer small business loans to qualifiers for a percentage. So why apply for a small business credit card?

Keep Track of All Your Small Business Expenses


The first and most obvious reason for a small business credit card is to separate personal finances from business related purchases. With your small business credit card, you can make all your transactions by phone, internet or in person. Then get periodic statements detailing all of your business expenses.


Business credit cards are accepted virtually everywhere that you shop. Covering business purchases with employee’s personal money can get very messy. So instead of relying on cash, use a business credit card. Most credit card issuers offer a credit limit for employee cards as well as different methods to monitor how the card is used.


You no longer have to dread the year-end nightmare of trying to track where and when you spent your money. It’s like having all your book-keeping done automatically for you! In a digital world, why should your business have to collect every last printed receipt?

Establish Your Small Business


A credit card with your business name on it gives your business credibility. A business credit card looks a lot more professional than paying from your own wallet. It also gains the respect of financial institutions. Just by owning a business credit card, your business can build credit. So when you need that business loan, you will get the best interest rate and qualify for higher amounts. As your credit builds you might also qualify for a lower interest business credit card.


So even if your business doesn’t have a 6 figure budget, a business credit card could help your business grow. You never know when your business might suddenly need extra money. Office equipment might need immediate replacement. Without a business credit card, financing could drastically interfere with your daily routine.

Earn Rewards with a Business Credit Card


You can also save money and earn rewards. Certain business credit cards give you cash back on all your purchases. Other cards give you varying cash back percentages depending on where you shop…gas stations, grocery stores, office supply stores, etc. A cash back business credit card is a great way to increase your profit margin.


Other cards give you airline travel rewards just for using your credit card. . For instance, if your company has frequent business plane trips, then small business credit cards that offer travel miles, hotel accommodations or travel insurance are most suitable. This type of credit card could give you travel discounts, free flights, free companion travel or upgraded flight seating.


Not only does a small business credit card provide convenience and rewards, it also helps to build business credit for the future of your company as you watch it grow! Research the business credit cards available and find the card that best suits your business needs. Finance your business for today and tomorrow.

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How To Promote Your Website With Free Leads

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May 062021
 

If you are trying to promote your online business
on a shoe string budget you are in luck.

If you are creative there are many opportunities
to get real traffic to your website with free leads.

One way is through ffa leads or free for all links
free leads.

Ffa free leads are leads of those who have posted
free ads on free for all links network pages
and have agreed to receive a one time email
advertisement in return.

In exchange for being able to post their ads
on thousands of free for all links pages
the advertiser agrees to receive a confirmation
email for each posting from the owners of the
free for all links page. In the confirmation email
is an advertisement from the owner of the free
for all links page.

This is called reverse advertising. One advertiser
posts free ads and another advertiser sends an
advertisement to the person who just advertised
for free. This is how the free leads are generated.

Sounds crazy but it works. There are ffa network
sites such as http://www.leadclub.net where
you can join and get your own free for all links
page immediately.

This free for all links page will collect your free leads daily for
you. The network generates usually between
2-3000 posts free leads daily to your free for all links
page.

The management of the free for all links
network is responsible for keeping your free
links page submitted to the major submission services.
This gives you a constant flow of new free leads.

You then have the option of sending your advertisement
to those who place their ad on your page through
an online interface or with your own bulk
email program.

Generally ffa leads are very inexpensive.
You can expect to get from 10,000-60,000
leads per month for as little as $20. per
month.

Some sites such as http://www.leadclub.net will allow
you to join free for 7 days. You can download
10,000 free leads immediately.

Some people say that ffa free leads are just
junk email leads. This used to be true
but now most ffa free leads networks require
posters to confirm their email addresses in
order to send out their free ads. This means
that the email addresses must be valid and belong
to the poster. Posters must look in this email
box to confirm their advertisements. When they
look for the confirmation they see your ad.

Now, if you are selling real estate in Montanta
ffa free leads are really not targeted specifically
to your market. However, if you are selling
a product which is useful to other marketers these
leads are highly targeted free leads!
All ffa leads are marketers. If you have a product
which helps them market their websites you have
a potential prospect.

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A Defrazzled Home Business

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May 052021
 

“I’ve got all the money I’ll ever need if I die by four o’clock this afternoon.”

– Henry Youngman. –

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The Internet is the modern “Gold Rush”. Seems that everyone on the Internet is promising you vast riches with little to no effort. But are these outrageous claims true? Can you make $5,250 is Guaranteed with no efforts?

Well, I do believe the Internet is a phenomenal asset to those who want to make some money with less effort and financial investment than with a traditional home business. Can you lounge around all day in your underwear doing nothing and be a millionaire by the end of the year? Not likely. However, if you did want to try your hand at a successful Internet career, take some tips from someone who’s been there, done that, and has the scars to prove it. Here’s my hard-won, 5-step-plan for financial success on the Internet.

Step one: Find Some Adventurous, Business-Minded Soul Mates.

Get at least two companions (five is best!) who will walk with you enthusiastically, and build your business together. Having a couple of friends with you on the journey helps to keep everyone sane, and it’s a built in safety net for keeping you from investing in crazy schemes that would never tempt you during a moment of sanity. Friends can also cheer you on through the necessary slogging at the beginning, and then they’re there to celebrate your success at the end.

Step Two: Create Your “Cash Machine”

There’s an old adage that says, “It takes money to make money” and, unfortunately, it’s true – mostly. Therefore, according to Loral Langemeier, the Author of the excellent book “Making Millionaires” – first you have to learn how to run a business that makes money. You don’t have to enjoy it, but it does have to make money – even just a little, and fast! You use this first step to teach you how an Internet business works and to develop the right suite of tools and knowledge to gain a solid foundation.

Step Three: Build Multiple Streams of Income

When your first business is up and running, don’t simply burn through the money. Use half of the profits to advertise, and half of your profits to invest in the next business(es). Keep building until you have a solid core of different businesses running under you. This brings stability. If you’re wise, you will also be carefully investing in businesses that will give you great tools for running and advertising your businesses, as well as investing in courses that train you in the various areas of online marketing: traffic, copywriting, list building, etc. You must learn to use your profits wisely as even stable companies can sometimes go under.

Step Four: Automate it.

It is possible to run a completely functional business on 2-3 hours a day – or less – by simply automating the more routine activities. Again, there’s nothing like the Internet for providing automated systems.

Step Five: Develop Your Passion

So now you’ve got some real money coming in with an automated system. You can either stay there, or you can take your new knowledge and learn to apply it to your area of greatest passion – creating a business that you LOVE. Simply find a need in an area of your passion (scrapbooking, fly fishing, old cars, fashion, etc.) and use the skills you’ve developed so far to set up a business in that area and let it take you on a wonderful ride!

So, can you make $1.7 million dollars? Yes, you can, but it’s not going to be as easy as they tend to promise. You do need to know what you’re doing, and it will take time.

And what better time to try it out than over the summer when things tend to be a bit slower?

Want to join the adventure?

Darlene Hull
www.mom-defrazzler.com

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Fly on budget

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May 042021
 

Looking at the oil prices lately you may decide to skip this year’s vacation because the flight tickets will cost you a fortune. But what about flying for free from London to Barcelona or for just 130$ from US to Germany? This will be perfect deal if you know how to find it.

It took almost a decade after the European Open-Sky Treaty of 1992 enabled airlines to fly anywhere they wished in the EU without government approval to see the business booming. But this phenomenon is observed not only in Europe – low-cost airlines are available all over the world and you can find a comprehensive list and traveler’s tools on www.travelweaver.net.

The low-cost airlines are also known as budget, low-price, discount or no-frills airlines. In order to keep the prices low they provide ticket-less travel, online ticket sales and have no offices internationally; most of them don’t provide free food or beverages as well as in-flight magazines; also they don’t participate in frequent flyer programs and don’t have club lounges. One of the main characteristics of the low-cost airlines is that they have limited coverage and use secondary airports, which are less convenient for commuting.

Although the price looks really attractive there are also some catches and you need to be careful with the low-cost airlines. For example there is no possibility to reschedule the ticket and you will lose all the money if you try to cancel it; the baggage limit can also be lower than on the traditional carriers. In all the cases you need to calculate the price for transportation to the secondary airport and plan for the additional time you will need to get there.

One of the oversea carriers that offer cheap flights is Condor. They offer discount flights from Frankfurt to many destinations around the world. You can fly with them to Las Vegas, Orlando or LA for around 130$ (99 €). There is one more ThomasCook company that offers cheap flights oversee while most of the low-cost airlines like Rynair and Air Berlin offer only intra-continental flights.

The key for cheap travel is to plan you trip early and monitor the prices for some time before you buy. If you go to Rynair’s web site for example you can even find tickets for free depending on when you want to fly. If you have planned your vacation early you may find really good deals with traditional carriers too. Look for flights at least couple of months before your schedule your vacation. Also subscribe for the airlines or travel sites newsletters because then you will receive timely information for deals and offers.

Also keep in mind that the travel search engines do not comprehensively search the Web and retrieve the lowest prices. Some airlines do not permit third parties to book their seats and others are launching a lobbying effort intent on overturning the regulations to advertise the actual price they would charge the customer.

Buying the trip from two different carriers may make sense sometimes if the overall price is lower that the combined price for both of them. Very often for example you can fly very cheap in one direction and need to pay expensive ticket on the way back. Look for prices from other carrier in this case and just combine the whole trip. I personally combined trips from Condor and Continental to fly from Frankfurt/Main to Seattle and the overall fair was less than 300 $ while the traditional carriers like BA, Air France or KLM would have charged me 4 times more.

Also one good source for checking air prices is www.farecast.com which compares the airline tickets and makes projections of the prices. They base their algorithm on a comprehensive analysis of prices from the past. They are pretty new start-up and their coverage is not very comprehensive at the moment but you may consider using them in the future.

Don’t take the conservative approach and rely only on one source of information, Internet allows you to do the research you need to find the best offer and take the most of your vacation.

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Disparate Skin Types And Care

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May 032021
 

The five senses play an important role in recognizing the world around us. The sense of touch is primary to our learning process as individuals. Skin has its types and knowing them is vital for proper care of your skin. According to the texture we have varied skin types. They are Normal Skin, Dry skin, Oily skin, Combination skin, and Sensitive skin.

Normal Skin
A perfect balance of oil and moisture contents reflects a fine texture of supple and smooth skin. Normal skin does not develop any spots or blemishes and reflects good health.

Normal skin care
It needs gentle treatment. Use a mild oil based moisturizer to prevent it from getting dry. Even the toner and soap should be mild( baby soap) .

Dry skin
Dry skin seems to reflect lesser moisture and oil content. It has a parched appearance. It is prone to wrinkles and lines and has a tendency to flake easily. It is problematic in cold weather and ages faster than normal or oily skin. This is due to the insufficient sebum from the sebaceous glands.

Dry skin care
Skin vitamins and other supplements could be taken to prevent dry skin. Constant protection is important for dry skin. Wash your face in the morning with a rich creamy cleanser and warm water, rinse in cold water and pat your skin to dry. Use a moisturizer during the day and a good cream at night. Avoid toners that contain alcohol as alcohol based products have a drying effect on the skin.

Oily skin
This skin oozes out with oil due to the over secretion of sebum by the sebaceous glands. The oily surface attracts dirt and dust. Black heads, white heads, spots, pimples are a common feature for those with oily skins.

Oily skin care
Oily skins need a thorough cleansing regularly. Wash your face several times a day with liquid cleanser soap and warm water, rinse in cold water and dry your skin. Use toners and other make up that contain alcohol to help dry the skin. Use of powder minimizes the shine.

Combination skin
Combination is essentially a referral to the two basic extremes of oily and dry. It is called combination because certain areas of the skin is oily where as the rest is dry. On the face it is some times referred to as the T-Zone where the oily parts are the forehead, nose and chin and the dry areas are the rest of the face. Sometimes it is oily T-Zone and a normal skin for the rest.

Combination skin care
Treatment in this case should be according to the area of the skin. Cleansers for combination skins like water based moisturizers, or alpha hydroxy acids and vitamin A retinols are good for combination skins. Apply more of the moisturizer to the dry part and less to the oily part. Make up kits you buy should be the oil absorbing type.

Sensitive skin
Sensitive skin is fine textured. It irritates easily and often gets red and blemished. It is very sensitive to sun, wind, and cold weather. People with this type of skin are allergic to beauty products as well. Rosacea skin is another disorder of the facial skin. It also causes redness of skin and can get worse in extreme case. Meet the skin specialist to get specialized Rosacea skin care for this ailment.

Sensitive skin care
Avoid using skin products with exfoliates. For washing your face, choose products that are hypoallergenic. Choose moisturizers that are fragrance free. In case your hypoallergenic toner or skin products cause irritation discontinue use of that product.

Youthful and radiant is the expression every one dreams of. Facial skin problems can cause dull, dry and flaky complexion that can add years to your face.

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E-books: benefits and advantages

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May 022021
 

An e-book is an electronic (or digital) version of a book. It is downloaded to a computer, PC, Mac, laptop, PDA or any other kind of computer, and is read on the screen. It can have numbered pages, table of contents, pictures and graphics, exactly like a printed book.

E-books have many benefits and advantages as below

1. Ebooks promote reading. People are spending more time in front of
screens and less time in front of printed books.
2. Ebooks are easily updateable, for correcting errors and adding
information.
3. Ebooks are searchable. Quickly you can find anything inside the book.
Ebooks are globally searchable: you can find information in many ebooks.
4. Ebooks, faster to produce than paper books, allow readers to read books
about current issues and events.
5. Ebooks are good for the environment. Ebooks save trees.
6. Ebooks save
transportation costs and the pollution associated with shipping books
across the country and the world.
7. Ebooks are cheaper to produce and to purchase.
8. Ebooks can be hyper-linked, for easier access to additional information.
9. Ebooks defy space: ebooks online can be read simultaneously by
thousands of people at once.
10. Ebooks defy time: they can be delivered almost instantly.

E-books Resources

There are number of websites that facilitates free e-books services. Halfvalue.com is an online fixed marketplace for books, electronics, DVD, music, Clothing, PDA, Digital Cameras, Camcorders, Televisions, Accessories, Computers, Laptops and more.

It’s free e-books resource covers C, C++, C#, ASP, Flash, Java, JavaScript, PHP & MySQL, Oracle, Hacking, Office related, Photoshop and other Imaging E-books, Web Design Related e-books, Python and others. All e-books that is listed there are free to download.
To download free e-books visit Halfvalue.com – E-books Resources

SEO Resources

It also has very good SEO resources that may be great for web masters and search engine lovers. In brief SEO is optimizing a site to search engines criteria. It is the process of choosing targeted keyword phrases related to a site, and ensuring that the site places well when those keyword phrases are part of a Web search.
In other words, it is a process of improving the ranking of a website. Process will generally involve focusing content upon the web site, link building process and ensuring the website coding validates. For more information visit Halfvalue.com – SEO Resources

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